Apex Bridging Loans Review [Read Our Experts Opinion]

Jane Wardle

Written by Jane Wardle on February 4, 2018

Updated March 5, 2018

Overall Rated: 4 / 5


Offering specialist property finance, Apex Bridging provide fast and flexible short-term loans for property. Providing loans to both individuals and companies, Apex Bridging are specialists in unregulated first and second charge loans.

Putting the customer first, Apex Bridging ensure to deliver bespoke and tailored quotes for each enquiry. Each quote is the best solution from specialist valuers and solicitors based on individual circumstances and requirements.

Providing loans through intermediaries only, Apex Bridging have a sole focus on delivering bridging loans to suit customer needs. Understanding that each circumstance is different, Apex Bridging tailor personalised quotes for their customers. With this, Apex Bridging has quickly become a lender of choice to many intermediaries thanks to their personal approach to assessing each customer as an individual.

The business model of Apex Bridging is with unregulated loans; this means the Financial Conduct Authority does not regulate the company. However, Apex Bridging do adhere to industry leading practices in regards to unregulated loans. The unrivalled expertise in the field boosts the reputation of Apex Bridging as a bridging loan specialist.

Trust & Reputation

Rated 4/5

With extensive experience in the bridging sector as well as a focus on tailoring loans to suit individual needs, it is no surprise that many intermediaries consider Apex Bridging a go-to provider. Their focus on high-quality service helps to establish a level of trust between intermediaries and customers.

Furthermore, Apex Bridging only operate with the proper licences in place. Founded by Simon Blunt, Apex Bridging has over thirty years of experience in property and lending thanks to Simon’s expertise. Furthermore, the company is a member of the Association of Bridging Finance Professional (AOBP) and the Association of Short Term Lenders (ASTL), showing a commitment to best practices and being a leader of standards within the industry.

Offering loans of up to £2,000,000 shows the serious nature of the bridging finance company, and their ability to provide a range of loans to suit a wide range of customers.

Expertise & knowledge

Rated 4/5

As well as offering short-term bridging loans with up to a 12-month term, Apex Bridging also provide ongoing loan facilities for property firms too. Their expertise in the property finance sector is shown by their bespoke solutions that are uniquely tailored to each client. Driven by finding solutions, Apex Bridging has a team of experts who are able to assess each case for its loan options. What’s more, the team also make sure to deliver their decision in a fast turnaround period. Due to the fast-paced nature of the property market, Apex Bridging aim to have the loan amount released within seven days.

The fast pace and knowledge of the team help to give a unique approach to quick and simple access to property finance while still retaining a personal, friendly attitude.

Customer Service

Rated 4/5

The commitment to customer service is shown by the fact each loan is tailored to suit customer needs. While Apex Bridging only operates through intermediaries, their fast responses and quick underwriting process all add to the customer experience when dealing with Apex Bridging.

Having a team of experts on hand, make sure that every enquiry is treated with care and attention. Furthermore, with a commitment to customer service the team go the extra mile for customers, especially when it comes to being flexible in regard to loan decisions and cases. Apex Bridging pride themselves on their ethical lending approach, which is why each decision is made on the merits of the case. As well as this, Apex Bridging offer complete transparency, with no hidden fees and there is also no exit fee, all of which helps to improve the customer experience.