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Besavvi Loans Review [Read Our Experts Opinion]

Jane Wardle

Written by Jane Wardle on February 2, 2018

Updated July 11, 2018

Overall Rated: 4.0 / 5


BeSavvi is a Yorkshire-based financial operator that is part of the Hitachi Capital (UK) PLC. The company provides financial products under the form of fixed personal loans, with an easy online application process and a repayment interval between two to five years, in a personalised, transparent and supportive lending process for their clients.

Part of Hitachi Capital Consumer Finance, Besavvi offers loans to clients with a damaged credit score, which provides high rates of acceptance of the applications. With a philosophy that all clients should pay for exactly what they need, the unsecured loans allow all existing and new clients to access debt consolidation loans, car loans, home improvement loans or a wedding loan. The variety of loans offered by Besavvi being one of the core strengths of the company.

Besavvi stands apart from the competition due to the flexibility of solutions and types of loans that can be accessed. The company offers a substantial loan amount and range of financial products making it the preferred player for an increasing number of clients.

However, maybe the most significant advantage of accessing loaning solutions from Besavvi is the fixed loan repayment amounts, complete with their own price promise. Their website clearly states the maximum amount a customer would have to repay depending on the different loan amounts. With this, the customer can make an informed decision and manage their budget knowing if they can afford to take the loan before proceeding with an enquiry. This price promise shows a transparent, simple and fast approach to each application is what makes Besavvi one of the perfect choices for this type of loan offering, which can go as high as £10,000.

Trust & Reputation

Rated 4.0/5

Besavvi’s activity is authorised and regulated by the Financial Conduct Authority, just like their mother company, Hitachi Capital (UK) PLC. With an expertise emerging from the vast activity and experience in the field of Hitachi Capital Consumer Finance (of more than 30 years), all clients can rest assured that they are dealing with a professional and reliable broker. “Loans with Pedigree” is the financial company’s motto, which is a reference to Besavvi’s expertise and experience in the field. Besides, the consumer’s general opinion about the company’s financial products, reliability and overall services is a positive one. The company has a rating of 4.9 out of five for the customer experience and a rating of 4.8 out of five for the lending options offered based on reviews collected using Feefo, the independent review site.

Expertise & knowledge

Rated 4.0/5

Besides the solid reputation with which Besavvi can pride itself, the company’s expertise and experience in lending solutions of the private consumer emerge from the vast experience of the mother company, with more than 30 years in the industry, Hitachi Capital (UK) PLC. The company can now pride itself with professional loan advisers and the knowledgeable staff that can assist the client throughout the entire process. BeSavvi puts incredible efforts into making sure that all clients will find the financial product that meets their demands, life needs and goals.

It is evident that Besavvi understands customer demands and make sure to offer a large lending range. Furthermore, their responsible lending attitude helps to give the customer transparency. Offering a price promise is a unique selling point which enables Besavvi to stand out from its competitors.

Customer Service

Rated 5.0/5

Another advantage of working with Besavvi is the responsive customer service team. With contact details for a range of communication platforms that can be easily accessed from the company’s website, the skilled and reliable team of experts in the customer service department will offer personalised advice to each of their clients.

As mentioned previously, Besavvi also ranks highly on Feefo through their independent customer reviews. With an incredible score of 4.9 out of five, customers give feedback that Besavvi is easy to work with and that the loan process is hassle-free and straightforward. As further testament to their customer service, Besavvi also actively monitor the feedback and make sure to respond to comments which shows that feedback is an important service measure to the organisation.