Capital On Tap started operating in 2012 and seeks to give small businesses a chance to grow and thrive through access to easy and quick credit. For over five years Capital On Tap has funded more than 40,000 firms within the UK with more than £400,000 to diverse businesses from small businesses, micro-retailers to multinational types of supply chains.

The lender is driven by innovation and technology harnessing it to provide an instant decision on credit, continuous credit upgrades and dexterous customer experience. Capital On Tap is available to UK-registered businesses and owners must be UK residents. Firms need to have a minimum turnover of £24,000 per year to qualify. Businesses are provided credit of up to £25,000 available to businesses on a Capital On Tap Mastercard and can also be transferred to a UK bank account within minutes.