Car Finance Supermarket Review [Read Our Experts Opinion]

Jane Wardle

Written by Jane Wardle on April 5, 2018

Updated April 5, 2018

Car supermarket finance

Overall Rated: 4 / 5


Car Finance Supermarket is a licensed credit broker for cars and vehicles. The company provides the best financing deals to car buyers all across the UK. Customers can purchase the car from any dealer and get financing from Car Finance Supermarket typically within 60 minutes of the application. The company offers loans for cars and vans starting from £3,000.00 to £50,000.00 while expert advisors help customers find the best car from any dealer. The APR starts from 26.9% based on the applicant’s status and income.

In addition, customers can also use the free valuation service to make sure that they are getting a great deal, and a free HPi check to ensure that the purchased car has not been stolen, written off, or bear any financial liability. The company is connected with many lenders to suit all customers, especially those with a Bad Credit History. These customers make up a significant part of the company’s financial services.

Car Finance Supermarket is regulated by the FCA and bears high credibility in the UK’s financial industry.  Most of the customers on have strongly recommended the service by giving it a 5/5 rating in terms of flexibility and customer service. Around 60% of the applications are approved by the company and get the best deals. With its large panel of vendors, the company also successfully handles bad credit circumstances. Overall, the Car Finance Supermarket is a well-recognized and flexible car financing broker in the UK for most of the customers.

Trust & Reputation

Rated 5/5

Car Finance Supermarket is a reputable and well-established car financing broker that provides financing services and deals for the new and used car and vans. The company works with some of the best lenders on its panel for customers with a Bad Credit History and this means that it is currently able to approve around 60% of the applications that it receives. is a wholly owned subsidiary of Midland Credit Ltd who is a Licensed credit broker and not a lender. The company is authorised and regulated by the Financial Conduct Authority for consumer credit. The company introduces the customers to a limited number of finance providers as per the customers’ overall credit profile and may receive a commission as a connecting party or an intermediary. The company has got hundreds of positive reviews on with most of the customers rated the company as 5/5.

Expertise & knowledge

Rated 4/5

Car Finance Supermarket is a trusted name in the UK’s financial industry, providing the best car financing deals from nation’s topmost lenders and vendors. At Car Finance Supermarket, customers can get finance from £3,000.00 to £50,000.00 for cars and from £3,000 to £25,000 to purchase a Van or Pick-up. The company has strong ties with the lenders that can help if a customer has experienced credit problems in the past. This makes the approval rate impressive at Car Finance Supermarket. The company states that its 60% of applications are approved within an hour of submission.

As a leading specialist in providing car finance for the Self-Employed, no matter what type of Self-Employment you are in, Car Finance Supermarket has the lenders that can help even if you have a less than perfect credit history.

The company has a professional team helps customers make quick and informed decisions, while providing a prompt customer service throughout the process. Apart from car financing deals and options, advisors can also help customers choose the best car from any dealer all across the UK and also offer free valuation and HPi check services. These services make the whole process user friendly for their customers.

Customer Service

Rated 5/5

Overall, we find Car Finance Supermarket to be an affordable and reliable car finance service provider due to its great financing deals, strong network with diverse vendors and ability to handle the bad credit histories. The advisors also help the customers to find the best car from any dealer operating within UK and also offer free valuation and HPi check service. The company will only earn commission out of any introduction it makes between the customer and the lender. There is no administration fee, making the services wallet friendly and hassle-free.

The expert advisors of the company can be approached via telephone, email or online application. With its simple process of car financing, customized service, and successful track record for bad credit, we rate Car Finance Supermarket 5/5 for customer service.