Cash Float Review [Read Our Expert Opinion]

Jane Wardle

Written by Jane Wardle on April 23, 2018

Updated June 19, 2018


Overall Rated: 4.5 / 5


Western Circle Ltd that trades as Cashfloat is a responsible and profoundly honest direct lender offering loans of up to £1,100. The funds are released on the same day; once the application has been accepted. Those with bad credit are also accepted and decisions instant. Repayments are usually in four affordable instalments. They do not require documentation since the loans are primarily unsecured.

Cashfloat is out to develop the short-term loan and payday loan field within the UK by ensuring products are available to UK citizens which are affordable, fair and safe to help individuals offset emergencies and expenses that cannot wait. The lender makes the most of artificial highly efficient intelligence technology and good morals to both protect and aid individuals seeking payday short loans online.

Trust & Reputation

Rated 4.5/5

One of the apparent features of Cashfloat is the lender’s ability to offer everyone a loan facility even when the credit score is not at its best. Their moral direct lending credentials not in question, they also provide responsible broker facilities to customers who need them.

Cashfloat is regulated by the Financial Conduct Authority and member of the UK lenders representative BCCA and CCTA (Consumer Credit Trade Association) with trusted direct lender credentials. Membership to these bodies ensures Cashfloat stays true to its mission of offering short loans within intimated principles of innovation, transparency, fairness and responsibility.

Expertise & knowledge

Rated 4.5/5

Cashfloat infuses moral lending and artificial intelligence advanced technology to offer payday loans online. The company has been providing financial services for four years and shown considerable temerity, expertise and knowledge in the UK lending industry.

Expertise allows the lender to offer a grace period where payments are missed. There is appropriate breathing space anytime a customer makes a request as well as early repayment options. With a website with virtually everything a payday loan requester needs, caring personal customer service, safe customer data handling, loan freeze for those who have lost their job. There is also an FCA interest cap and £500 loan maximum for first-timers.

Knowledge of the lending industry has allowed them to offer unsecured loans without documentation, hidden fees or impersonal demands.

Customer Service

Rated 4.5/5

Cashfloat seeks to ensure UK consumers are able to obtain highly flexible and fast online credit when they need it without bothering too much about documentation and poor credit. Their lending service is structured with the recognition that those with an income or in employment sometimes face some emergency or unexpected expense and need a way out fast.

Cashfloat seeks to offer British citizens much-needed help as much as they can through community support as well as understanding customer needs better. Satisfied customers for Casfloat are immense even as a relatively newer lender. In Readies, Cashfloat holds 4.9 stars rating out of five stars and appraised as an ‘A’ UK lender.

Cashfloat also has five stars in ease of use, value for money, flexibility and customer service. On Cashfloat wields 4.8-star rating out of hundreds of reviews with a 96% recommendation from verified users. Overall, customers like Cashfloat for being highly responsive to customer issues and easy and quick in the provision of services.