Summary
Clever Lending is considered a specialist broker, covering a range of solutions for a variety of lending needs. The broker provides a variety of lending solutions, including second charge mortgages, first charge mortgages, and commercial loans.
Part of the Totemic Group, they have a personalised approach to the lending process, helping intermediaries find the right long-term solutions for their clients. Furthermore, as part of a group, Clever Lending benefit from a wealth of experience across a range of financial services.
With an ethos that focuses on transparency, efficiency and customer service, Clever Lending are reliable, flexible and supportive.
Clever Lending stands out through their variety of products. They offer second charge mortgages, first charge mortgages, commercial mortgages, bridging loans, second charge BTLs and first charge packaging, thus being able to answer the demand for specific financial services. Their wealth of experience and expertise in a variety of different financial services makes them a go-to company for intermediaries.
For Clever Lending, their most significant advantage for intermediaries is the transparent commission structure, which is clearly displayed on the website and makes the process simple and seamless: a 50/50 split, no other fees added, no matter the referral type. For customers, the broker offers fixed rate options, terms up to 30 years and loans up to £2.5 million.