Creation Finance is a reputed personal loans provider in the UK’s financial market. The company offers straightforward products like credit cards, insurance, protection and PPI plans, and personal loans including retail loans, car loans and home improvement loans. Their website is easy to use, their application criteria are standard for the market and they offer a range of representative APRs depending on the amount applied for. As with like most other lenders just beware that the actual rate you’re offered could differ from the representative APR that’s shown on site. The reason being that the rate offered also takes into account your personal circumstances.
When applying for a loan with Creation Finance, you will need to have good credit history – no blemishes or slip ups. One difference from their competitors is that you need to be over 23, whereas the majority of lenders accept customers at 18 or 21, so bear that in mind.
Overall, with competitive rates for all categories of products and loans the company offers, customers having good credit history get the best deals. However, the customers with bad credit history may not find Creation Finance a suitable choice due to their strict criteria for lending.