Hoocht Mortgages Review [Read Our Experts Opinion]

Jane Wardle

Written by Jane Wardle on February 2, 2018

Updated February 27, 2018

Overall Rated: 5 / 5

Summary

Hoocht Mortgages is well-recognized broker for providing super-fast loans and mortgage deals through its team of mortgage advisors and AI-based modern technology.

Hoocht one of the well-reputed names in UK financial market for mortgages and remortgages deals and services. Their service is free of charge and their hundreds of advisors have an access to majority of the lenders in the market and hence secure the best deals for the customers. Through their simple and quick mechanism, the customers can get a quote within few seconds, apart from the calculator feature that instantly shows how much a customer can borrow or how the customer can start an application.

Apart from expert advisors, best deals and fast customer service, Hoocht Mortgages is different from the rest in terms of the technology it uses. The platform is equipped with the latest artificial intelligence (AI) technology that enables the advisors to find the best deals or even tailor them as per the client’s needs within minutes, much faster than the others.

Trust & Reputation

Rated 5/5

Hoocht Mortgages is authorized and regulated by the Financial Conduct Authority and works with almost every lender in the UK, including many of the leading players. The team consists of experienced and friendly mortgage experts who are all certified and have a wealth of experience as mortgage advisors. HOOCHT is officially owned and operated by three experienced and well-known businessmen, who combine recognized experience in a broad range of sectors. One of them is Richard Wynn, a famous accredited mortgage broker who previously run a large, successful telephone mortgage brokerage, named Mortgage Cube.

HOOCHT Limited is an appointed representative of Pink Home Loans, Pink Home loans is a trading style of Advance Mortgage Funding Limited, which is authorized and regulated by the Financial Conduct Authority (FRN 305008) for mortgage and non-investment insurance advice.

87 percent of the customers at Glassdoor have given Hoocht Mortgages 5/5 rating. Great reviews can also be seen on Trustpilot and other UK specific review sites.

Expertise & knowledge

Rated 5/5

Hoocht Mortgages seamlessly provides the mortgage solutions to its customers in a matter of minutes if the customers follow the steps given and provide all the information required at every stage. Every lender has its own timescale for processing the applications from decision in principle to offer stage, based on the level of their load of applications.

At Hoocht Mortgages, the average mortgage takes 2 to 4 weeks to complete, especially based on the factors like how long the legal work takes, though the advisors work hand in hand with the customers to complete the process within a week or two. A blend of clever and friendly chatbots, and human mortgage experts, boosted by the latest artificial intelligence technology, makes the mortgage application process as quick, easy and stress-free as possible.

Customer Service

Rated 5/5

The user-friendly system of Hoocht Mortgages, including friendly ‘chatbots’, enable customers to access the system anytime from their tablet, mobile phone or desktop PC, to raise queries, complaints and track their applications any time.

Moreover, the expert mortgage advisors are available 24/7 to advise customers on their options, to help them make a final choice. The customers can also set meetings within few minutes or ask for the advice via 24/7 customer service. The online calculator feature further helps the customers to analyze their cases on the spot.

The advisors and company’s services are accessible to all kinds of customers across the UK and are just a call or an email away. Social media channels of the company keep the customers updated about the market, new deals and exclusive investment schemes offered by Hoocht Mortgages.

Overall, we rate Hoocht Mortgages as 4/5 for the mortgage, remortgage and buy to let mortgage services, especially for the customers looking for a free of charge, efficient and technologically advanced platform. It is best for the first time buyers.

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