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Little Loans Reviews [Read Our Expert Opinion]

Jane Wardle

Written by Jane Wardle on July 12, 2018

Updated July 12, 2018

little-loans Review

Overall Rated: 3.9 / 5


Little Loans are specialists in finding borrowers the best deals for short-term loans online. Operating as a broker to put their customers in touch with one of their 40 lenders, depending on their individual situation and needs. By working with a range of lenders, Little Loans can offer customers the best deal that suits them.

The Little Loans website provides a simple and easy to use platform, which allows borrowers to apply online quickly and get an instant decision on their application. Depending on the lender and the amount borrowed, the money is often released in as little as 15 minutes. The criteria to apply for a loan is that the borrower must be over 18 years of age, in full-time employment, earning over £750 per month, and have a bank account that accepts direct debits.

There is a range of options available for repaying a loan from Little Loans, and these depend on the lender chosen. Some short-term loans require payment 28 days after borrowing, while others allow anything up to 36 months.

Little Loans are providing a good solution for individuals in an emergency situation who need a fast and simple short-term loan. They will also consider those with bad credit ratings, and because of their range of lenders to choose from, they can provide good rates. As a broker, they charge no broker fees and make their profit from charging the lenders commission.



Trust & Reputation

Rated 3.7/5

Little Loans currently have over 90 reviews on, the majority of which are above four stars. Many reviewers say that they would recommend the site to others looking for short-term loans, and many others comment on the fast release of payment.

Little Loans is a trading name of Digitonomy Limited, which is regulated and authorised by the Financial Conduct Authority and is entered on the Financial Services Register, which proves that they are following industry best practices. Digitonomy Limited is also listed on the data protection register, resulting in a business that is fully compliant with all data protection regulations.

However, it is worth noting that, in February 2017, Digitonomy Limited was fined £120,000 by the Information Commissioner’s Office for the sending or marketing texts without proper consent.

Expertise & knowledge

Rated 3.8/5

Little Loans specialise in finding borrowers the best short-term loans from their selection of lenders. This dedication to one loan product and service shows that their team is dedicated and knowledgeable on the subject. By working with a range of short-term loan lenders, the Little Loans team have access to a variety of finance options that they can recommend to their clients.

Customer Service

Rated 3.9/5

Working as a broker means that Little Loans has little requirement to get too involved with their customers directly. Their easy to use online application form and comprehensive online resources provide customers with everything they need to know to apply for a loan, and once the application is made they are then in contact with the lender directly as opposed to Little Loans. They provide a contact form on their website, so customers can reach out if they necessary, however, they do not provide a phone number or email address to contact their team.