Positive Lending Review [Read Our Experts Opinion]

Jane Wardle

Written by Jane Wardle on February 4, 2018

Updated March 5, 2018

Overall Rated: 5 / 5


As a specialist property finance broker, Positive Lending has arranged over £1 billion in loans and helped thousands of intermediaries and their customers secure the right property loan for their needs. With a focus on customer service, customers can benefit from face to face discussions with regional account managers showing a passion for achieving the best outcome for their clients.

In 2008, Positive Lending was launched as a vision of providing a unique approach that adds serious value to clients and provides a customer-focused approach in the intermediary market. Indeed, Positive Lending certainly go the extra mile by using regional managers to deliver face to face meetings for their customers. In fact, Positive Lending average at 3000 visits to customers in a year, showing their commitment to face to face delivery options.

As well as exceptional customer service, Positive Lending also show themselves as a people company with a commitment to team positivity which is at the heart of everything they do. Focusing on their specialist packages, Positive Lending work hard to create the best rate for businesses and their respective clients and will release the commission within just 24 hours of funding.

With a dedicated broker support team as well as a wealth of information available on their website, Positive Lending make sure that the clients of intermediaries remain happy and that the customers of Positive Lending have all they need to support their clients.

Trust & Reputation

Rated 4/5

Positive Lending are fully authorised by the Financial Conduct Authority and are known in the industry as a leader in specialist property finance. Due to their specialisms, they can offer significantly reduced interest rates based on their excellent relationships as well as attractive commission offers.

As Positive Lending is an expert in the field of specialist lending, it is no surprise that the dedicated team have received over 25 industry awards in just five years. So far, Positive Lending has been awarded by Precise Mortgages as the 2017 Second Charge Distributor of the Year as well as the 2017 Bridging Distributor of the Year. Mortgage Strategy has also awarded Positive Lending with the Best Broker for Short Term Bridging and Lending.

As well as their many awards, trust is provided through their work as the broker team quote over £1 billion loans every year, and the account managers visit over 3,000 intermediaries a year. It is no surprise that Positive Lending are seen as a partner of choice for many lenders and brokers.

Expertise & knowledge

Rated 5/5

All of the team come from a background in finance which enables to company to boast many years of combined experience. For example, business development managers have a combined experience of over 100 years, while the marketing team have over 60 years of experience.

Another indicator of their expertise is the fact that Positive Lending have their own dedicated compliance team. This helps to make sure that Positive Lending always follows best practice approaches and remains as a leader in the specialist broker industry.

Striving to deliver excellent customer service and armed with many awards, it is clear that the expertise of the team is extremely high, meaning that they can always best serve their customers and keep delivering the support and finance to suit specific customer needs.

Customer Service

Rated 4/5

As Positive Lending focuses on intermediaries, currently, there are no independent reviews, nor testimonials on their website. However, Positive Lending do have a large following on Twitter and LinkedIn where the team regular post recent feedback and comments. Some of which include;

“I will recommend you to anyone who may be interested.”

“Helpful and professional from start to finish.”

“Thank you for all the hard work.”