Pounds to Pocket Review 2018 [Read Our Experts Opinion]

Jane Wardle

Written by Jane Wardle on February 2, 2018

Updated March 21, 2018

Overall Rated: 4 / 5


Pounds to Pocket is the lender numerous UK citizens have resorted to when requiring a specific amount of money for personal use, in a rapid and inconvenience-free manner. The lender is part of the widely recognised Enova International, which includes numerous others reputable brands. With Pounds to Pocket this is part of the Enova International market in fast, payday loan solutions for customers.

Customers have the possibility to build their personal loan in a way that suits their situation best, the amount needing to be returned during a period of six to twelve months, which is a great way to build up a good credit score as well as utilising money for an emergency situation.

In order to assess the ability of repayment of applicants, the specialists working at Pounds to Pocket do run checks on the creditworthiness, affordability and credit score history of each potential customer, handling the overall process with extreme attention to detail.

Helping consumers to build trustworthy credit is the primary business principle that Pounds To Pocket focuses on. Pounds To Pocket are a loan company that has been supporting individuals with financial responsibilities since the first day they started to provide loan opportunities to those that may have been let down by other lenders.

The lender is known for offering short terms loans that are characterised as flexible, fast and convenient. Being authorised by the Financial Conduct Authority, the company has made it clear that it follows all lending rules and regulations, and has managed to meet customer demands at all times.

Trust & Reputation

Rated 4/5

Pounds to Pocket’s priorities since they have first started to provide loans were to build trust and a great reputation in the industry and they have managed to do so in an impressively short time. Their reliability has repeatedly been proven through the numerous awards authorised institutions have granted them.

Pounds to Pocket has been named as an Alternative Lender of the Year finalist in both 2012 and 2013 by Credit Today Award, and the company continues to improve its services. At the moment, they offer a comprehensive list of features that target customer satisfaction, including The Scoop on How to Save, Pound Place and a mobile website. All of which help to promote a service that goes above and beyond as well as being advocates of responsible lending which is a significant trust building factor for financial services companies.

Expertise & knowledge

Rated 4/5

Pounds to Pocket has been functioning since the year 2010, since it has been first launched by a team of professionals with experience and extensive expertise in the world of loans. Furthermore, the backing of the globally recognised firm, Enova International, Pounds To Pocket can utilise a range of services and experiences that a more substantial firm can offer.

With constant research, experience gaining and a focus on service improvement, Pounds to Pocket continue to impress its customers with their vast loan knowledge, proving appealing financial opportunities. The company ensures each individual of information protection and fraud prevention with data protection regulation from the Information Commissioner’s Office (ICO) as well as financial regulation by the Financial Conduct Authority (FCA).

Customer Service

Rated 4/5

The majority of reviews left by customers on independent review websites such as Trustpilot or Readies reflect a general good customer experience. On Readies, Pounds To Pocket has managed to obtain a 4.6 out of 5 stars. With this high score, Readies rate Pounds To Pocket as an A-rated lender.

Some of the people accessing the offers of this company have appreciated the convenience of the providers’ short-term loans, the ease and rapidity of the application process as well as their variable interest rates, personalised for the needs and requirements of each consumer. Some Readies reviewers also state they have been impressed with the reasonable prices on their instalment loans.