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Quick Capital Reviews [Read Our Expert Opinion]

Jane Wardle

Written by Jane Wardle on July 17, 2018

Updated July 17, 2018

Quick capital review

Overall Rated: 4.5 / 5


For businesses that accept card payments, Quick Capital offers cash advance funding from as little as £500 to £300,000 to help a business invest, flourish and grow. Repayments are actually deducted as a percentage of debit and credit card turnover. As the turnover goes up or falls, your repayments will also change accordingly. Since there is no APR, Quick Capital easily agrees with you on the fixed cost of the cash advance to allow you to be clear on the amount to be repaid.

Repayments are flexible in accordance with your business needs, and there are no late fees. Repayments are required as you earn and are automatically deducted. Therefore missing repayments are absolutely impossible. With no penalties or additional fees for late reimbursement, you do not have to worry about how long it takes to clear the cash advance. Once 60 percent of the funding is repaid you can top-up your cash advance should you need to.

Trust & Reputation

Rated 4.5/5

Quick Capital is a member of the Federation of Small Business (FSB) and the Association of Alternative Business Finance (AABF). Quick Capital is registered in the UK as a limited company, as a Merchants Rentals Ltd division and FCA registered through Merchants Rentals Ltd.

The cash advance provider meets the needs of the Data Protection Act 1998 through Merchant Rentals stringent measures and processes.

Expertise & knowledge

Rated 4.5/5

Incorporated in 2014, Quick Capital has been operating as a cash advance funding provider for small and medium-sized businesses. The lender offers unique financial arrangements that allow flexibility for firms as the funds are dependent on the credit and debit card turnover being received by the company through their customers.

With no APRs, it means they have mastered the art of agreeing with customers on the fixed cost of the advance without extra or hidden fees. One of the testaments of Quick Capital’s knowledge and expertise include diverse case studies showcasing interaction with their customers and how much Quick Capital product has transformed their small businesses.

Customer Service

Rated 4.5/5

Through a range of case studies accessible on their website, Quick Capital has been able to showcase what it does as the lender shows how their cash advance has transformed businesses. Across the board, their customer oriented approach and desire to meet the financial needs of their customers is evident through a unique funding product that doesn’t attract any APR, hidden or extra fees and monthly costs. More importantly, Trustpilot rates Quick Capital as ‘Excellent’ with a TrustScore of 9.8 out of ten from 320 unique reviews. Quick Capital has actually been certified as requesting customers to share their reviews and experiences of working with them through Trustpilot, showing their professional sincerity too.