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Ramsdens For Cash Reviews [Read Our Expert Opinion]

Jane Wardle

Written by Jane Wardle on July 11, 2018

Updated July 11, 2018

Ramsdens-for-cash

Overall Rated: 4.5 / 5

About

Ramsdens For Cash is a well known financial services provider that has made its name with an online presence as well as physical shops on the high street across the UK. With a versatile business, Ramsdens For Cash offers a wide range of services to help customers with a variety of financial needs.

With over 120 stores across England, Scotland and Wales, customers can pop into their local branch with ease or, alternatively use their website to access the financial services they require. What is important to note is that Ramsdens will typically look like a jewellery store but in fact, offers a range of financial services, which many people may not realise.

Since the founding of the company in 1987, Ramsdens For Cash has helped over one million customers and is a well-known financial service on the high street.

Products & Services

Features & Benefits

  • A range of services to suit all customers
  • Branches across the UK for ease
  • Straightforward website
  • Logbook loans from £300 to £50,000
  • Any vehicle with a V5 considered
  • Money in the account on the same day
  • Easy online application service
  • Loans approved same day
  • Early settlement discounts.

Summary

Ramsdens For Cash offers a range of services for customers to receive cash quickly for jewellery and items of value. From logbooks to watches to gold, customers can simply turn in an item of value to obtain cash instantly.

Working as a broker for logbook loans, Ramsdens For Cash partner with Logbook Money to offer V5 loans for their customers who want to receive cash for the temporary possession of their vehicle. Customers can continue to use their car, but the loan is secured against the car. Logbook Money will hold onto the V5 logbook for the duration of the loan and repayment can be settled on a weekly or monthly basis, depending on the customer’s needs.

Trust & Reputation

Rated 4.5/5

Ramsdens For Cash are well-known and with a high street presence instantly installs trust with the customer. With a range of services, customers can ask an advisor for the best financial service to suit their requirements. Furthermore, Ramsdens For Cash will do all they can to help customers manage their repayments and make sure loans are manageable and adaptable should there be a change in personal or financial circumstances.

For logbook loans, Logbook Money who work with Ramsdens For Cash do explicitly state that customers may incur additional charges if borrowers miss payment dates. They are also clear with the fact that they can legally take your vehicle as a last resort should borrowers be unable to make the payments. However, with friendly advisors available to take your call, Ramsdens For Cash and Logbook Money will always try and help the customer where possible to try and avoid legal action.

To make sure customers can make the repayments, Logbook Money and Ramsdens For Cash do have some eligibility requirements. Some of the eligibility requirements include showing that you can afford the repayments set, have a vehicle that is fully taxed, has a valid MOT and insurance and is free, or nearly free of finance.

Expertise & knowledge

Rated 4.5/5

With a range of financial services and a long history of offering customer financial help when needed, Ramsdens For Cash have managed to both refine and expand their service offering. For logbook loans, they serve as a broker for Logbook Money, but for aspects such as currency, jewellery and watches, you are sure to find a team of experts who are willing to assist you. With customers complimenting staffs knowledge and service, it is clear that staff training is taken very seriously for Ramsdens For Cash advisors.

Customer Service

Rated 4.5/5

Ramsdens For Cash offer readily available customer reviews on their own website, however, there are very few reviews available on independent review sites. Customer testimonials on their website include a range of positive comments. Customers have complimented the company’s knowledge of watches, while others have praised Ramsdens For Cash on offering excellent deals, helping them to save money. Customers also frequently praise the excellent customer service they receive, from both the in-house team and the online advisors, whom you can speak to by email or phone.

Company Contact

Ramsdens Financial Limited, PO Box 211, Middlesbrough, TS8 8AU
Company Number: 3045495
FCA Registration Number: 703463
Data Protection Registration Number: Z6066000


[email protected]