Uncle Buck has been a short-term loans provider since 2004. With authorisation from the Financial Conduct Authority, Uncle Buck offers quick access loans to cater for unexpected financial emergencies and short-term pay-day coverage with the amount determined by an individual’s affordability and credit history.
Their simple and efficient payday loan services can be applied for online every day, including weekends. Online applications can be made at any hour and a provisional decision provided fast indicating whether the loan has been approved or not. After approval, the funds are transferred within a quarter of an hour to your account. Payments are processed daily between 7 am and 7 pm. The short-term loans range between £50 and £1,000 although for first timer borrowers the limit is set at £500.
Uncle Buck allows you to take control of the amount you would like to borrow and for how long. By setting the monthly repayments according to the dates you receive your salary you can spread the repayment over a few months. Uncle Buck has designed their short-term loans to cover emergencies such as car repair, broken boilers, ceiling or floor holes, plumbing emergencies or house floods. Their quick service is designed in a way that once the loan has been approved the funds are added to your account within 15 minutes or a matter of hours depending on the type of short-term loan.
You can begin repaying the loan according to the fixed interest, dates and amount agreed between you and the lender. The fact that they have made the process so simple and loan applications are 100%, makes their service seamless. The affordability and credit checks are fast and you can complete the application form on your tablet, smartphone or desktop.
Uncle Buck is also very open and what you see and agree to is what you get. There are no hidden fees such as early exit fees, arrangement fees or upfront fees. The lender is heavily committed to responsible lending. Their services do include payday loans on a representative 1253.4% APR However, only issue loans based on affordability.