Wageme Review [Read Our Experts Opinion]

Jane Wardle

Written by Jane Wardle on April 16, 2018

Updated April 23, 2018

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Overall Rated: 4.8 / 5


A direct lender, Wageme.com offers short-term payday loans beginning from £50 to a maximum of £1,000. The lender provides short-term loans for offsetting emergency and unexpected situations only. As such, Wageme.com’s payday loans range from six days to 35 days until your next payday to get you through any financial constraints until you get paid. In accordance with Wageme.com rules, the full loan amount is expected on your pay date. Repayment is then made automatically through a direct debit from your debit card. Wageme.com insists that you must have a debit card to allow fluid transactions and avoid missing any repayment.

Wageme.com offers payday loan product only for individuals or businesses based in the UK with UK bank accounts and over 18 years of age for short-term period of not more than one month. Wageme.com is a responsible lender with all loans first subjected to the financial status of the potential borrower.


Trust & Reputation

Rated 4.8/5

From the beginning, Wageme.com makes it very clear to every potential customer that their short-term loans are only to help you deal with an emergency as an individual or business.

Their payday loans are usually ripe for repayment within six to 35 days. Wageme.com holds a Privacy Seal award that shows their practices and privacy policy have been analysed and found compliant with all programme requirements such as personal information usage, collection choices, accountability and transparency.

The lender is also affiliated with diverse bodies such as Consumer Finance Association, authorised and regulated by FCA amidst being registered by ICO for data protection, including credit reference agencies in the UK such as CallCredit, Experian and Equifax.

Expertise & knowledge

Rated 4.8/5

Wageme.com was incorporated as a private limited company on June 6th, 2012. With over five years’ experience in short-term loan lending, the lender’s expertise and knowledge have allowed it to grow exponentially in a highly competitive payday loan field. Through its widespread knowledge, the London based payday loans provider operates exclusively online.

A Finance and Leasing Association membership and regulations and authorisations by the Financial Conduct Authority have allowed Wageme.com to streamline its services, meet the needs of a changing world and incorporate responsible lending principles while using the best, secure and advanced technology to meet customer needs. Their processes remain objective and transparent through risk automated technology allowing the lender to make decisions fast and real-time after concluding a comprehensive evaluation of customer-provided data. They are also very flexible to avoid burdening customers will all manner of demands; borrowers can select the exact payday loan amount they need and the specific time-frame they require the loan. Wageme.com do not force or require borrowers to take up fixed sums or pay interest beyond the period the loan. Meetings and paperwork are wholly eliminated, and all their services are in real-time and digital with customers applying and accessing payday loans fast through their smartphones or the Wageme.com’s website.

Wageme.com’s enterprising, success and highly effective expertise is evident through the innovative, digital shrewdness and security measures in place have ensured that Wageme.com continues to set the pace in the payday loan field.

Customer Service

Rated 4.8/5

Accessing a payday loan fast allows you to offset unforeseen financial issues and emergencies before repaying the amount in the next payday.

Wageme.com has an elaborate, highly advanced digital short-term loan lending framework that’s not only fair, responsible, innovative and clear, but also convenient, speedy and flexible. The lender does not ask for any fee or issue payday loans beyond £1,000.

Wageme.com holds a 4-star rating out of five on Readies and appraised as an ‘A’ payday lender in the UK with excellence in value for money, customer service, flexibility and ease of use. On Trustpilot, wageme.com has a ‘Great’ overall rating from over 456 reviewers and an 8.4 TrustScore out of 10.